Amendments to Bankruptcy Rule 3002 to Impact Bankruptcy Filing Practices for Mortgagees

On December 1, 2017, changes become effective to the Bankruptcy Rules that will impact mortgage companies/servicers and other secured creditors.  In general the changes are as follows: the required use by debtors of a Model Chapter 13 Plan (Official Form 113) the explicit requirement that secured creditors file a proof of claim, the establishment of a […]

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Delaware Repeals Estate Tax

Starting January 1, 2018, Delaware will no longer require estate taxes. The state is increasing taxes on certain goods such as tobacco, alcohol, major corporations, and real estate transfers. The estate tax was actually only in place since 2009, in an effort to bring Delaware out of its $800 million deficit. It is important to […]

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What is occupational hearing loss?

Some workplaces are naturally louder than others; a factory, for example, features a non-stop deafening whirl of machines. If you work in a noisy environment, you should be wearing protective devices that prevent hearing loss. This safety equipment should be provided by your employer. However, sometimes take precautions isn’t enough and your hearing gets damaged […]

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Are independent contractors eligible for workers’ compensation benefits?

There are millions of working individuals throughout the state of New Jersey. Some people work as employees while others work as independent contractors. The difference between an independent contractor and an employee is that an employee has fixed hours, only works with the one employer, and uses the tools provided by the employer. Unlike an […]

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