- Unfortunately, many accidents occur when you are a passenger in a car driven by either a friend or a family member
- In New Jersey you are not permitted to bring a direct suit against an insurance company
- This means that you would have to name the friend or family member in the lawsuit and actually sue them as part of the lawsuit
- Keep in mind, they are covered by their automobile insurance company and very rarely, if ever, is there any personal responsibility or are they making any personal monetary payment to resolve the issue