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In New Jersey, the term serious injury is a term used in the statute with regard to motor vehicle accidents
In the motor vehicle financial responsibility law, it is defined as being something such as death, dismemberment, loss of a fetus, displaced fracture, severe scarring or disfigurement
In the area of injuries that’s called permanent injuries. They are defined as those injuries that have injured an organ or a body part that with treatment have not healed to function normally and are not expected to function normally with additional treatment
This is the trickiest part under the current verbal threshold and, as a result, it is important to make sure that you properly document the injury so you can present your case
Under the verbal threshold law, if you do not fall into one of these categories and the verbal threshold applies, you will not be able to collect any money
It is important to contact an attorney who is familiar with personal injury work, with the motor vehicle financial responsibility law, and the cases that have been decided interpreting that act so that you can put your best case forward and be able to overcome that threshold